Terms of service

Last Updated: February 2026

Welcome to the website of Four Seasons Insurance Agency Inc (“Company,” “we,” “our,” or “us”). By accessing or using www.fsinsuresme.com (the “Site”), you agree to comply with and be bound by these Terms of Service. If you do not agree, please do not use this Site.

Use of the Website

This Site is provided for informational purposes and to allow users to request insurance information, quotes, and services. Use of this Site does not create an insurance policy, binder, or contractual relationship unless confirmed in writing by Four Seasons Insurance Agency Inc.

Accuracy of Information

You agree to provide accurate, current, and complete information when submitting forms or communicating with us. Providing false or misleading information may result in the inability to provide services.

Insurance Disclaimer

Insurance coverage is subject to underwriting approval, policy terms, conditions, and exclusions. Submitting a request through this Site does not guarantee coverage or policy issuance.

SMS & Electronic Communications

By providing your phone number and opting in through our website forms, you consent to receive non-marketing text messages from Four Seasons Insurance Agency Inc related to:

  • insurance quote requests

  • appointment scheduling

  • policy or account-related communications

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP.
For assistance, reply HELP.

Consent to receive text messages is not a condition of purchase.

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your wireless service provider and is not guaranteed.

Age Restriction

By using this website and opting in to receive text messages, you confirm that you are 18 years of age or older.

Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of Four Seasons Insurance Agency Inc or its content providers and is protected by applicable intellectual property laws. Unauthorized use is prohibited.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of third-party sites.

Limitation of Liability

Four Seasons Insurance Agency Inc is not liable for any damages arising from the use of, or inability to use, this Site or reliance on information provided herein.

Indemnification

You agree to indemnify and hold harmless Four Seasons Insurance Agency Inc from any claims, losses, damages, or expenses arising out of your use of the Site or violation of these Terms.

Changes to These Terms

We may update these Terms of Service from time to time. Updates will be posted on this page with a revised effective date.

Governing Law

These Terms are governed by the laws of the states in which Four Seasons Insurance Agency Inc operates, without regard to conflict of law principles.

Contact Information

Four Seasons Insurance Agency Inc
Email: [email protected]
Phone: 801-568-0070

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